# Insuarance Fund

Insurance Fund is a separate wallet in AptosMoon system. The IF uses an algorithm that backs the Rebase Rewards and is supported by a portion of the buy and sell trading fees that accrue in the IF wallet. &#x20;

In simple terms, the staking rewards (rebase rewards) which are distributed every 15 minutes are backed by the IF parameter, thus ensuring a high and stable interest rate to $APM token holders.&#x20;

the Insurance Fund helps sustain and back the staking rewards provided by the positive rebase.

### IF Keeps holders safe by:

* Avoiding flash crash through price stability
* Achieving longterm sustainability and future growth
* Greatly reducing downside risk
